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Sponsor portfolioWelfare / HealthEIN 16-1510964

AP PROFESSIONALS/CONSILIUM1

PO BOX 490 · WILLIAMSVILLE, NY 142310490
Plans filed
1
Years active
2015–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$681K
No prior year
Persons covered
291
No prior year
Total participants
291
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$681K
WELFARE PLAN 2025
Fully insured291 covered·2 carriers
Primary: HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Vision$681K26.5%
Health$506K19.7%
Prescription drug$506K19.7%
Dental$175K6.8%
Life$175K6.8%
Short-term disability$175K6.8%
Long-term disability$175K6.8%
Other$175K6.8%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 161105741
HRxV
$506K74.2%11237
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$175K25.8%11291

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
EMS FINANCIAL SERVICES LLCWILLIAMSVILLE, NYHIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC$53K$0$53K59.1%1
JAMES R NELLIGAN & ASSOCIATES LLCBELMAR, NJGUARDIAN$36K$0$36K40.9%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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