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Sponsor portfolioWelfare / HealthEIN 16-1056814
FRONTIER SCIENCE & TECHNOLOGY RESEARCH FOUNDATION, INC.
4033 MAPLE ROAD · AMHERST, NY 14226
7168340900
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$3.4M
No prior year
Persons covered
188
No prior year
Total participants
188
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.3M | 48.6% | |
| Prescription drug | $3.3M | 48.6% | |
| Life | $60K | 0.9% | |
| Short-term disability | $53K | 0.8% | |
| Long-term disability | $45K | 0.7% | |
| Dental | $15K | 0.2% | |
| Other | $12K | 0.2% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 161105741 | HRx | $3.3M | 94.6% | 1 | 1 | 167 |
EIN 470246511 | STDLTDOth | $111K | 3.2% | 1 | 3 | 188 |
EIN 131595128 | L | $60K | 1.8% | 1 | 1 | 188 |
EIN 135123390 | D | $15K | 0.4% | 1 | 1 | 181 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ROBERT G. RELPH AGENCY, INC. | ROCHESTER, NY | HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | $47K | $0 | $47K | 62.3% | 1 |
| JOSEPH PAUL IMPARATO | EAST DENNIS, MA | MUTUAL OF OMAHA INSURANCE COMPANY, COMPANION LIFE INSURANCE COMPANY | $26K | $0 | $26K | 34.0% | 1 |
| RELPH ROBERT G AGENCY INC | ROCHESTER, NY | THE GUARDIAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 2.7% | 1 |
| GCG FINANCIAL LLC | DEERFIELD, IL | THE GUARDIAN LIFE INSURANCE COMPANY | $0 | $728 | $728 | 1.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan