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Sponsor portfolioWelfare / HealthEIN 16-0902835

ACTION FOR A BETTER COMMUNITY INCORPORATED

400 WEST AVENUE · ROCHESTER, NY 14611
5853255116
Plans filed
1
Years active
2015–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$1.9M
No prior year
Persons covered
250
No prior year
Total participants
271
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.9M
ACTION FOR A BETTER COMMUNITY WELFARE BENEFIT PLAN
Fully insured250 covered·3 carriers
Primary: EXCELLUS BLUE CROSS BLUE SHIELD

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.7M45.8%
Prescription drug$1.7M45.8%
Dental$89K2.4%
Vision$89K2.4%
Life$48K1.3%
Other$48K1.3%
Long-term disability$42K1.1%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 150329043
HRx
$1.7M90.6%1190
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
DV
$89K4.7%11250
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 131898173
LLTDOth
$89K4.7%12246

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BENE-CARE AGENCY LLCWEBSTER, NYEXCELLUS BLUE CROSS BLUE SHIELD$66K$0$66K68.9%1
GALLAGHER BENEFIT SERVICES, INC.ARLINGTON HEIGHTS, ILMETROPOLITAN LIFE INSURANCE COMPANY, FIRST UNUM LIFE INSURANCE COMPANY$16K$3K$20K20.8%1
JAMES R NELLIGAN & ASSOCIATES LLCWALL TOWNSHIP, NJMETROPOLITAN LIFE INSURANCE COMPANY, FIRST UNUM LIFE INSURANCE COMPANY$4K$6K$10K10.3%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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