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Sponsor portfolioWelfare / HealthEIN 16-0845625

UPSTATE NIAGARA COOPERATIVE INC.

PO BOX 268 · LANCASTER, NY 14086
7168923156
Plans filed
2
Years active
2015–2025
Industry
NAICS 31
Latest filing
2025
Total premiums (latest)
$18.4M
No prior year
Persons covered
3,254
No prior year
Total participants
1,680
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #527$18.4M
UPSTATE NIAGARA COOPERATIVE INC. GROUP BENEFIT PLAN
Mixed3,254 covered·6 carriers
Primary: HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.
Plan #503$0
UPSTATE NIAGARA COOPERATIVE, INC GROUP DENTAL PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$17.1M78.2%
Other$1.2M5.5%
Life$1.2M5.3%
Short-term disability$1.2M5.3%
Long-term disability$1.2M5.3%
Vision$84K0.4%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 161105741
H
$17.1M93.0%113,254
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
LSTDLTDOth
$1.2M6.3%111,610
EYEMED VISION CARE
EIN 860773195
V
$84K0.5%111,394
ESI EMPLOYEE ASSISTANCE GROUP
EIN 222762686
Oth
$25K0.1%111,826
CURALINC HEALTHCARE
EIN 331206383
Oth
$12K0.1%111,800
NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK
EIN 132556568
$00.0%11740

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
GALLAGHER BENEFIT SERVICES, INC.ROLLING MEADOWS, ILTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INS. CO. OF NY, HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.$224K$13K$236K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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