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Sponsor portfolioWelfare / HealthEIN 16-0802201

FIRST HERITAGE FEDERAL CREDIT UNION

202 DENISON PARKWAY EAST · CORNING, NY 14830
6079378433
Plans filed
1
Years active
2017–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$1.3M
No prior year
Persons covered
210
No prior year
Total participants
144
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #520$1.3M
FIRST HERITAGE FEDERAL CREDIT UNION WELFARE BENEFIT PLAN
Fully insured210 covered·4 carriers
Primary: MVP HEALTH SERVICES CORP

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.1M80.7%
Dental$100K7.3%
Life$46K3.4%
Other$46K3.4%
Short-term disability$32K2.4%
Long-term disability$27K2.0%
Vision$13K1.0%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
MVP HEALTH CARE
EIN 223197320
H
$1.1M83.5%11164
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 220832760
LSTDLTDOth
$105K7.9%13144
UNITED CONCORDIA INSURANCE COMPANY
EIN 113008245
D
$100K7.6%11210
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
V
$13K1.0%11180

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ROBERT G. RELPH AGENCY, INC.ROCHESTER, NYUNITED CONCORDIA INSURANCE COMPANY OF NEW YORK, MVP HEALTH SERVICES CORP, METROPOLITAN LIFE INSURANCE COMPANY, LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK$76K$5K$81K96.9%1
GCG FINANCIAL LLCDEERFIELD, ILLINCOLN LIFE & ANNUITY COMPANY OF NEW YORK$0$3K$3K3.1%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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