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Sponsor portfolioWelfare / HealthEIN 16-0516470

LAKE SHORE SAVINGS BANK

31 EAST FOURTH STREET · DUNKIRK, NY 14048
7163664070
Plans filed
1
Years active
2015–2024
Industry
NAICS 52
Latest filing
2024
Total premiums (latest)
$889K
No prior year
Persons covered
116
No prior year
Total participants
116
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$889K
LAKE SHORE SAVINGS BANK WELFARE BENEFITS PLAN
Fully insured116 covered·4 carriers
Primary: HIGHMARK WESTERN AND NORTHEASTERN NEW YORK, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$747K58.0%
Dental$129K10.0%
Vision$129K10.0%
Life$129K10.0%
Other$129K10.0%
Short-term disability$13K1.0%
Long-term disability$13K1.0%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 161105741
H
$747K84.0%1167
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLOth
$129K14.5%1198
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470246511
STDLTD
$13K1.5%1193
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 131963496
$00.0%11116

Broker overview

6 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
LAWLEY BENEFITS GROUP LLCBUFFALO, NYHIGHMARK WESTERN AND NORTHEASTERN NEW YORK, INC., GUARDIAN$36K$6K$42K87.1%1
DAILY FEATS INCBOSTON, MAGUARDIAN$4K$0$4K8.0%1
WL PUTNAM AGENCY INC.DUNKIRK, NYMUTUAL OF OMAHA INSURANCE COMPANY$1K$0$1K2.7%1
THE DBL CENTER LTDMELVILLE, NYMUTUAL OF OMAHA INSURANCE COMPANY$648$0$6481.3%1
NATIONAL BENEFIT CENTERBEACHWOOD, OHMUTUAL OF OMAHA INSURANCE COMPANY$0$376$3760.8%1
ALLIANCE ADVISORY GRP INCBUFFALO, NYGUARDIAN$2$0$20.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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