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Sponsor portfolioWelfare / HealthEIN 16-0373410
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN STREET · CANANDAIGUA, NY 14424
5854190670
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$872K
No prior year
Persons covered
687
No prior year
Total participants
621
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #502$872K
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY HEALTH CARE PLAN
Fully insured687 covered·2 carriers
Primary: GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #504$244K
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY LIFE INSURANCE PLAN
Fully insured611 covered·1 carrier
Primary: SUN LIFE AND HEALTH INSURANCE COMPANY
Plan #505$105K
CANANDAIGUA NATIONAL BANK AND TRUST COMPANY LONG TERM DISABILITY INSURANCE PLAN
Fully insured611 covered·1 carrier
Primary: SUN LIFE AND HEALTH INSURANCE COMPANY
Plan #501$0
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY FLEX BENEFIT PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $634K | 29.6% | |
| Life | $334K | 15.6% | |
| Long-term disability | $334K | 15.6% | |
| Dental | $300K | 14.0% | |
| Vision | $300K | 14.0% | |
| Short-term disability | $238K | 11.1% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135123390 | DVSTDOth | $537K | 61.6% | 1 | 2 | 687 |
EIN 060893662 | LLTDOth | $334K | 38.4% | 1 | 2 | 618 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ASSUREDPARTNERS | PITTSFORD, NY | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, SUN LIFE AND HEALTH INSURANCE COMPANY | $51K | $8K | $59K | 100.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan