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Sponsor portfolioWelfare / HealthEIN 15-0580359
NORTHERN CREDIT UNION
120 FACTORY STREET · WATERTOWN, NY 13601
3157820155
- Plans filed
- 2
- Years active
- 2019–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
233
No prior year
Total participants
263
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.6M | 63.1% | |
| Dental | $209K | 8.5% | |
| Vision | $209K | 8.5% | |
| Life | $209K | 8.5% | |
| Other | $209K | 8.5% | |
| Long-term disability | $44K | 1.8% | |
| Short-term disability | $29K | 1.2% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 223197320 | H | $1.6M | 86.0% | 1 | 1 | 233 |
EIN 135123390 | DVLOth | $209K | 11.6% | 1 | 1 | 152 |
EIN 221211670 | STDLTD | $29K | 1.6% | 1 | 1 | 155 |
EIN 134119477 | LTD | $15K | 0.8% | 1 | 1 | 152 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ROBERT G. RELPH AGENCY, INC. | ROCHESTER, NY | STANDARD LIFE INS CO OF NY, MVP HEALTHCARE, THE PRUDENTIAL INSURANCE COMPANY OF AMERICA, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $88K | $0 | $88K | 86.8% | 1 |
| GCG FINANCIAL LLC | DEERFIELD, IL | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $9K | $13K | 13.2% | 1 |
History & trajectory
7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan