Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 15-0574036
BEGINNINGS CREDIT UNION BENEFIT PLAN
1030 CRAFT ROAD · ITHACA, NY 148501016
6072578500
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$2.5M
No prior year
Persons covered
229
No prior year
Total participants
232
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.3M | 45.5% | |
| Prescription drug | $2.3M | 45.5% | |
| Life | $114K | 2.3% | |
| Dental | $96K | 1.9% | |
| Other | $93K | 1.9% | |
| Short-term disability | $67K | 1.3% | |
| Long-term disability | $67K | 1.3% | |
| Vision | $17K | 0.3% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 150329043 | HRx | $2.3M | 90.0% | 1 | 1 | 146 |
EIN 111980218 | D | $96K | 3.8% | 1 | 1 | 168 |
EIN 470246511 | LSTDLTDOth | $67K | 2.6% | 1 | 1 | 229 |
EIN 131595128 | L | $47K | 1.9% | 1 | 1 | 229 |
EIN 362739571 | Oth | $27K | 1.1% | 1 | 1 | 49 |
EIN 222777159 | V | $17K | 0.7% | 1 | 1 | 142 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES | DEDHAM, MA | COMPANION LIFE INSURANCE COMPANY, EXCELLUS BLUECROSS BLUESHIELD, DELTA DENTAL OF NEW YORK, VISION SERVICE PLAN, UNITEDHEALTHCARE INSURANCE COMPANY | $105K | $3K | $108K | 97.1% | 1 |
| HAYS COMPANIES, INC. | BOSTON, MA | COMPANION LIFE INSURANCE COMPANY, UNITEDHEALTHCARE INSURANCE COMPANY | $3K | $641 | $3K | 2.9% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan