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Sponsor portfolioWelfare / HealthEIN 15-0547278

EMPOWER FEDERAL CREDIT UNION

1 MEMBER WAY · SYRACUSE, NY 13212
3157285035
Plans filed
3
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$858K
No prior year
Persons covered
1,462
No prior year
Total participants
585
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #501$858K
EMPOWER FEDERAL CREDIT UNION BENEFIT PLAN
Mixed1,462 covered·4 carriers
Primary: EXCELLUS BLUE CROSS BLUE SHIELD
Plan #503$0
EMPOWER FEDERAL CREDIT UNION FLEXIBLE SPENDING ACCOUNT
Self-funded0 covered·0 carriers
Plan #504$0
EMPOWER FEDERAL CREDIT UNION HEALTH REIMBURSEMENT ACCOUNT
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$387K41.0%
Other$183K19.4%
Short-term disability$125K13.3%
Life$86K9.1%
Vision$84K8.9%
Long-term disability$78K8.3%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 150329043
D
$387K45.1%11459
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 220832760
LSTDLTDOth
$289K33.7%13564
CROUSE HELP PEOPLE
EIN 812832914
Oth
$98K11.4%111,462
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
V
$84K9.8%111,235

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MERCER HEALTH AND BENEFITS, LLCCHICAGO, ILMETROPOLITAN LIFE INSURANCE COMPANY, EXCELLUS BLUE CROSS BLUE SHIELD, LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK$33K$0$33K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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