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Sponsor portfolioWelfare / HealthEIN 15-0542298

FINE SOUNDS GROUP

2 CHAMBERS STREET · BINGHAMTON, NY 139032622
8005386576
Plans filed
2
Years active
2015–2024
Industry
NAICS 33
Latest filing
2024
Total premiums (latest)
$3.2M
No prior year
Persons covered
191
No prior year
Total participants
139
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$3.2M
FINE SOUNDS GROUP BENEFIT PLAN
Fully insured191 covered·4 carriers
Primary: EXCELLUS BLUE CROSS BLUE SHIELD
Plan #502$184K
FINE SOUNDS GROUP BENEFIT PLAN
Fully insured212 covered·1 carrier
Primary: GUARDIAN LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.0M45.1%
Prescription drug$2.9M42.4%
Life$190K2.8%
Short-term disability$190K2.8%
Long-term disability$190K2.8%
Other$190K2.8%
Dental$45K0.7%
Vision$45K0.7%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 150329043
HRx
$2.9M88.6%11139
HEALTHPARTNERS INSURANCE COMPANY
EIN 411683523
H
$180K5.6%1132
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470246511
LSTDLTDOth
$145K4.5%11191
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$45K1.4%11164

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
P HOKAN ALMSTROMPLYMOUTH, MNEXCELLUS BLUE CROSS BLUE SHIELD$85K$0$85K62.7%1
NORTH RISK PARTNERS LLCST CLOUD, MNMEDICAL MUTUAL OF OMAHA, HEALTHPARTNERS INSURANCE COMPANY, GUARDIAN$34K$17K$51K37.3%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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