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Sponsor portfolioWelfare / HealthEIN 15-0372430

THE LYONS NATIONAL BANK

470 EXCHANGE STREET · GENEVA, NY 14456
3153254543
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$2.6M
No prior year
Persons covered
250
No prior year
Total participants
135
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #507$2.6M
THE LYONS NATIONAL BANK HEALTH AND WELFARE PLAN
Fully insured250 covered·6 carriers
Primary: EXCELLUS BLUE CROSS BLUE SHIELD

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.4M43.7%
Prescription drug$2.3M42.9%
Other$176K3.3%
Life$142K2.6%
Short-term disability$142K2.6%
Long-term disability$142K2.6%
Dental$103K1.9%
Vision$16K0.3%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 150329043
HRxD
$2.4M91.2%12140
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 220832760
LSTDLTDOth
$142K5.4%11205
MVP HEALTH CARE
EIN 141640868
H
$39K1.5%115
AFLAC
EIN 520807803
Oth
$27K1.0%1124
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
V
$16K0.6%11141
FAMILY COUNSELING SERVICE OF FINGER LAKES, INC.
EIN 160864789
Oth
$7K0.3%11250

Broker overview

7 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
GALLAGHER BENEFIT SERVICES, INC.ROCHESTER, NYMVP HEALTHCARE, AFLAC, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, EXCELLUS BLUE CROSS BLUE SHIELD, LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK$107K$547$107K97.2%1
KENDRA TRAMMELWEEDSPORT, NYAFLAC$1K$5$1K0.9%1
MARYKAYE HOLDENFAIRPORT, NYAFLAC$747$0$7470.7%1
LAURA ANNE CALARCONAPLES, FLAFLAC$492$39$5310.5%1
BROWN & BROWN INSURANCE SERVICESSYRACUSE, NYAFLAC$347$0$3470.3%1
JOSEPH P CALARCOAUBURN, NYAFLAC$220$5$2250.2%1
BRENDAN MCCARTHY AND CREW INCROCHESTER, NYAFLAC$198$0$1980.2%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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