Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 14-1688208
SARATOGA HARNESS RACING INC
PO BOX 356 · SARATOGA SPRINGS, NY 128660356
5185815751
- Plans filed
- 9
- Years active
- 2015–2025
- Industry
- NAICS 71
- Latest filing
- 2025
Total premiums (latest)
$169K
No prior year
Persons covered
402
No prior year
Total participants
402
No prior year
Plans filed
9
No prior year
Plans under this sponsor
9 plans
Plan #521$1.4M
EMPIRE HEALTHCHOICE ASSURANCE INC - HEALTH
Fully insured148 covered·1 carrier
Primary: EMPIRE HEALTHCHOICE ASSURANCE INC
Plan #523$89K
THE HARTFORD - LIFE/ADD
Fully insured190 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #524$62K
THE HARTFORD - LTD
Fully insured191 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #520$48K
FIRST UNUM LIFE INSURANCE CO
Fully insured213 covered·1 carrier
Primary: FIRST UNUM LIFE INSURANCE CO
Plan #525$18K
THE HARTFORD - STD
Fully insured21 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #518$16K
EMPIRE HEALTHCHOICE ASSURANCE INC - VISION
Fully insured158 covered·1 carrier
Primary: EMPIRE HEALTHCHOICE ASSURANCE INC
Plan #522$13K
GUARDIAN
Mixed18 covered·1 carrier
Primary: GUARDIAN
Plan #517$7K
BLUE SHIELD OF NORTHEASTERN NEW YORK
Fully insured2 covered·1 carrier
Primary: BLUE SHIELD OF NORTHEASTERN NEW YORK
Plan #516$0
DELTA DENTAL OF NEW YORK
Fully insured256 covered·1 carrier
Primary: DELTA DENTAL OF NEW YORK
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $89K | 52.4% | |
| Long-term disability | $62K | 36.9% | |
| Short-term disability | $18K | 10.7% |
Carrier overview
1 carrier · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 060838648 | LSTDLTD | $169K | 100.0% | 3 | 3 | 402 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC | ALBANY, NY | HARTFORD LIFE AND ACCIDENT | $10K | $3K | $13K | 94.3% | 3 |
| GALLAGHER BENEFIT SERVICES, INC. | LATHAM, NY | HARTFORD LIFE AND ACCIDENT | $777 | $0 | $777 | 5.7% | 3 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan