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Sponsor portfolioWelfare / HealthEIN 14-1610087

M J ENGINEERING, ARCHITECTURE, LANDSCAPE ARCHITECTURE, AND LAND

d/b/a SURVEYING, P.C.
21 CORPORATE DR · CLIFTON PARK, NY 120657701
5183710799
Plans filed
2
Years active
2016–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$1.9M
No prior year
Persons covered
150
No prior year
Total participants
158
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #503$1.9M
M J ENGINEERING AND LAND SURVEYING WELFARE BENEFIT PLAN
Fully insured150 covered·7 carriers
Primary: HIGHMARK WESTERN AND NORTHEASTERN NEWYORK INC.
Plan #502$766K
M J ENGINEERING AND LAND SURVEYING HEALTH & WELFARE EMPLOYEE BENEFITS PLAN
Fully insured187 covered·3 carriers
Primary: HEALTHNOW NEW YORK INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.7M45.4%
Prescription drug$1.7M44.9%
Dental$119K3.2%
Vision$119K3.2%
Other$60K1.6%
Short-term disability$25K0.7%
Long-term disability$20K0.6%
Life$15K0.4%

Carrier overview

7 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 161105741
HRx
$1.7M87.6%11117
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DV
$119K6.3%11126
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470246511
LSTDLTDOth
$49K2.6%13150
COMPANION LIFE INSURANCE COMPANY
EIN 131595128
LOth
$35K1.8%12150
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
HOth
$20K1.0%12113
UCM DIGITAL HEALTH
EIN 465587502
Oth
$9K0.5%11114
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 841174969
Oth
$4K0.2%1117

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
NFP INSURANCE SERVICES INCNEW YORK, NYMUTUAL OF OMAHA INSURANCE COMPANY, HIGHMARK WESTERN AND NORTHEASTERN NEWYORK INC., COMPANION LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$68K$5K$73K90.9%1
ROSE & KIERNAN INCPHILADELPHIA, PAMETROPOLITAN LIFE INSURANCE COMPANY$4K$2K$6K7.4%1
NOT PROVIDED—LEGAL CLUB OF AMERICA$1K$0$1K1.7%1

History & trajectory

7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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