Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 14-1465932
SARATOGA BRIDGES
16 SARATOGA BRIDGES BLVD · BALLSTON SPA, NY 12020
5185870723
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$1.6M
No prior year
Persons covered
301
No prior year
Total participants
588
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #520$1.6M
SARATOGA BRIDGES, NYSARC INC. WELFARE BENEFITS PLAN
Fully insured301 covered·6 carriers
Primary: ANTHEM BLUE CROSS
Plan #503$0
SARATOGA BRIDGES FLEXIBLE BENEFITS PLAN
Self-funded0 covered·0 carriers
Plan #525$0
SARATOGA BRIDGES SECTION 105(H) HEALTH REIMBURSEMENT ARRANGEMENT
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.4M | 79.5% | |
| Long-term disability | $113K | 6.2% | |
| Dental | $103K | 5.7% | |
| Vision | $103K | 5.7% | |
| Other | $35K | 1.9% | |
| Short-term disability | $14K | 0.8% | |
| Life | $7K | 0.4% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 237391136 | H | $1.4M | 90.0% | 1 | 1 | 161 |
EIN 135123390 | DVLTD | $103K | 6.4% | 1 | 1 | 180 |
EIN 131898173 | LTDOth | $38K | 2.4% | 1 | 5 | 58 |
EIN 470246511 | STD | $14K | 0.9% | 1 | 1 | 35 |
EIN 133176850 | LOth | $7K | 0.4% | 1 | 1 | 301 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ROBERT G. RELPH AGENCY, INC. | ROCHESTER, NY | FIRST UNUM LIFE INSURANCE COMPANY, ANTHEM BLUE CROSS, MUTUAL OF OMAHA INSURANCE COMPANY, PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $59K | $16K | $74K | 85.4% | 1 |
| MARSHALL & STERLING EMPLOYEE BENEFI | POUGHKEEPSIE, NY | FIRST UNUM LIFE INSURANCE COMPANY, ANTHEM BLUE CROSS, MUTUAL OF OMAHA INSURANCE COMPANY, PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $10K | $0 | $10K | 11.5% | 1 |
| GCG FINANCIAL LLC | DEERFIELD, IL | MUTUAL OF OMAHA INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.3% | 1 |
| FNA INSURANCE SERVICES INC | MELVILLE, NY | FIRST UNUM LIFE INSURANCE COMPANY, MUTUAL OF OMAHA INSURANCE COMPANY | $0 | $453 | $453 | 0.5% | 1 |
| BENEFIT ADVISORS NETWORK LLC | BEACHWOOD, OH | FIRST UNUM LIFE INSURANCE COMPANY, PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $261 | $261 | 0.3% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan