Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 14-1364933
SUNMARK CREDIT UNION
1187 TROY SCHENECTADY RD · LATHAM, NY 121101085
5183822597
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$352K
No prior year
Persons covered
252
No prior year
Total participants
257
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #504$2.6M
MVP HEALTH CARE
Fully insured366 covered·1 carrier
Primary: MVP HEALTHCARE
Plan #505$352K
SUNMARK CREDIT UNION HEALTH AND WELFARE BENEFITS PLAN
Mixed252 covered·2 carriers
Primary: GUARDIAN LIFE INS CO OF AMERICA
Plan #501$179K
AD & D, LIFE, LONG TERM DISABILITY
Fully insured222 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #503$16K
THE GUARDIAN
Fully insured197 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $352K | 27.6% | |
| Life | $253K | 19.8% | |
| Short-term disability | $253K | 19.8% | |
| Long-term disability | $253K | 19.8% | |
| Dental | $84K | 6.6% | |
| Vision | $84K | 6.6% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135123390 | DVLSTDLTDOth | $336K | 95.5% | 1 | 2 | 252 |
EIN 131898173 | Oth | $16K | 4.5% | 1 | 1 | 51 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSHALL & STERLING EMPLOYEE BENEFI | POUGHKEEPSIE, NY | FIRST UNUM LIFE INSURANCE COMPANY, GUARDIAN LIFE INS CO OF AMERICA | $38K | $6K | $44K | 100.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan