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Sponsor portfolioWelfare / HealthEIN 14-1348251
HERITAGE FINANCIAL CREDIT UNION
25 RYKOWSKI LANE · MIDDLETOWN, NY 10941
8455615607
- Plans filed
- 1
- Years active
- 2016–2026
- Industry
- NAICS 52
- Latest filing
- 2026
Total premiums (latest)
$1.5M
No prior year
Persons covered
149
No prior year
Total participants
137
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.4M | 31.5% | |
| Vision | $1.4M | 31.5% | |
| Prescription drug | $1.4M | 31.5% | |
| Dental | $60K | 1.3% | |
| Life | $45K | 1.0% | |
| Short-term disability | $45K | 1.0% | |
| Long-term disability | $45K | 1.0% | |
| Other | $45K | 1.0% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 237391136 | HRxV | $1.4M | 93.0% | 1 | 1 | 135 |
EIN 111980218 | D | $60K | 4.0% | 1 | 1 | 135 |
EIN 221211670 | LSTDLTDOth | $45K | 3.0% | 1 | 1 | 149 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC | CHICAGO, IL | DELTA DENTAL OF NEW YORK, ANTHEM BLUE CROSS, PRUDENTIAL INSURANCE COMPANY OF AMERICA | $68K | $1K | $70K | 99.9% | 1 |
| IMG | INDIANAPOLIS, IN | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $35 | $35 | 0.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan