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Sponsor portfolioWelfare / HealthEIN 14-1338488
RUSSELL SAGE COLLEGE
65 1ST STREET · TROY, NY 12180
5182446857
- Plans filed
- 9
- Years active
- 2015–2025
- Industry
- NAICS 61
- Latest filing
- 2025
Total premiums (latest)
$998K
No prior year
Persons covered
410
No prior year
Total participants
393
No prior year
Plans filed
9
No prior year
Plans under this sponsor
9 plans
Plan #516$998K
RUSSELL SAGE COLLEGE WELFARE BENEFIT PLAN
Mixed410 covered·7 carriers
Primary: CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN, INC.
Plan #509$472K
THE SAGE COLLEGES HEALTH PLAN
Fully insured874 covered·3 carriers
Primary: CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN
Plan #513$129K
THE SAGE COLLEGES DENTAL PLAN
Fully insured193 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #507$66K
THE SAGE COLLEGES LIFE ADD
Fully insured429 covered·1 carrier
Primary: FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #504$47K
THE SAGE COLLEGES LTD
Fully insured430 covered·1 carrier
Primary: FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #515$18K
THE SAGE COLLEGES VISION SERVICE PLAN
Fully insured193 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #514$17K
THE SAGE COLLEGES EMPLOYEE ASSISTANCE PROGRAM
Fully insured414 covered·1 carrier
Primary: EMPLOYEE SERVICES INC.
Plan #506$4K
TRAVEL ACCIDENT INSURANCE
Fully insured420 covered·1 carrier
Primary: ACE AMERICAN INSURANCE COMPANY
Plan #511$0
FLEXIBLE SPENDING ACCOUNT FSA
Fully insured102 covered·1 carrier
Primary: ROSE AND KIERNAN
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $762K | 70.8% | |
| Dental | $161K | 14.9% | |
| Life | $77K | 7.2% | |
| Long-term disability | $44K | 4.1% | |
| Vision | $18K | 1.6% | |
| Short-term disability | $14K | 1.3% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 141641028 | Oth | $640K | 64.1% | 1 | 1 | 408 |
EIN 133176850 | LSTDLTDOth | $169K | 16.9% | 1 | 8 | 364 |
EIN 111980218 | D | $161K | 16.1% | 1 | 1 | 410 |
EIN 237391136 | V | $18K | 1.8% | 1 | 1 | 342 |
EIN 222762686 | Oth | $11K | 1.1% | 1 | 1 | 378 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC | PHILADELPHIA, PA | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY, RELIANCE STANDARD LIFE INSURANCE COMPANY, CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN, INC., FIRST RELIANCE STANDARD INSURANCE COMPANY OF AMERICA, ANTHEM BLUE CROSS | $45K | $4K | $49K | 78.7% | 1 |
| ROSE & KIERNAN INC | — | DELTA DENTAL OF NEW YORK, ANTHEM BLUE CROSS | $7K | $0 | $7K | 11.3% | 1 |
| PROFESSIONAL PENSIONS INC | WALLINGFORD, CA | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY, FIRST RELIANCE STANDARD INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 6.6% | 1 |
| TOTALIS BENEFITS | AUSTIN, TX | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY, FIRST RELIANCE STANDARD INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 3.4% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan