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Sponsor portfolioWelfare / HealthEIN 14-1338390

EMMA WILLARD SCHOOL

285 PAWLING AVE · TROY, NY 121805238
5188331300
Plans filed
1
Years active
2019–2025
Industry
NAICS 61
Latest filing
2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
207
No prior year
Total participants
147
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.8M
EMMA WILLARD SCHOOL EMPLOYEE BENEFITS PLAN
Fully insured207 covered·3 carriers
Primary: HIGHMARK WESTERN AND NORTHEAST NEW YORK INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.7M32.1%
Dental$1.7M32.1%
Prescription drug$1.7M32.1%
Life$64K1.2%
Other$64K1.2%
Long-term disability$49K0.9%
Vision$14K0.3%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 161105741
HRxD
$1.7M95.6%11207
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 131898173
LLTDOth
$64K3.6%12147
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
V
$14K0.8%1191

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
AUSTIN & CO INCALBANY, NYHIGHMARK WESTERN AND NORTHEAST NEW YORK INC., FIRST UNUM LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$67K$1K$68K99.3%1
GCG FINANCIAL LLCDEERFIELD, ILTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$0$468$4680.7%1
HOWARD J. ELIAS, INC.NEW YORK, NYTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$13$0$130.0%1

History & trajectory

7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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