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Sponsor portfolioWelfare / HealthEIN 14-1136850

ULSTER SAVINGS BANK

180 SCHWENK DR · KINGSTON, NY 124012940
8453386322
Plans filed
4
Years active
2016–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$3.4M
No prior year
Persons covered
759
No prior year
Total participants
1,053
No prior year
Plans filed
4
No prior year

Plans under this sponsor

4 plans
Plan #502$3.1M
ULSTER SAVINGS BANK MEDICAL
Fully insured0 covered·1 carrier
Primary: CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC.
Plan #504$120K
ULSTER SAVINGS BANK LONG TERM DISABILITY, A&D, AND LIFE INSURANCE PLAN
Fully insured262 covered·1 carrier
Primary: SUN LIFE AND HEALTH INSURANCE COMPANY (U.S)
Plan #503$83K
ULSTER SAVINGS BANK SHORT TERM DISABILITY AND PAID FAMILY LEAVE
Fully insured265 covered·1 carrier
Primary: SUN LIFE AND HEALTH INSURANCE COMPANY
Plan #501$65K
ULSTER SAVINGS BANK DENTAL AND VISION PLAN
Fully insured232 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.1M85.4%
Life$120K3.3%
Long-term disability$120K3.3%
Short-term disability$83K2.3%
Other$83K2.3%
Dental$65K1.8%
Vision$65K1.8%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
MVP HEALTH CARE
EIN 141641028
H
$3.1M92.1%110
SUN LIFE ASSURANCE COMPANY OF CANADA
EIN 060893662
LSTDLTDOth
$203K6.0%22527
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DV
$65K1.9%11232

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ULSTER INSURANCE SERVICES, INC.KINGSTON, NYTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, SUN LIFE AND HEALTH INSURANCE COMPANY (U.S), SUN LIFE AND HEALTH INSURANCE COMPANY, CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC.$87$0$87100.0%4

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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