Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 14-0696810
FIRST NATIONAL BANK OF SCOTIA
201 MOHAWK AVE · SCOTIA, NY 123022128
5183707212
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$962K
No prior year
Persons covered
145
No prior year
Total participants
147
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #507$962K
FIRST NATIONAL BANK OF SCOTIA WELFARE BENEFIT PLAN
Fully insured145 covered·5 carriers
Primary: ANTHEM BLUE CROSS (G1921)
Plan #502$855K
FIRST NATIONAL BANK OF SCOTIA HEALTH PLAN
Fully insured164 covered·3 carriers
Primary: CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC.
Plan #506$31K
FIRST NATIONAL BANK OF SCOTIA LONG TERM DISABILITY PLAN
Fully insured140 covered·2 carriers
Primary: COMPANION LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $854K | 45.3% | |
| Prescription drug | $854K | 45.3% | |
| Dental | $69K | 3.6% | |
| Vision | $69K | 3.6% | |
| Other | $25K | 1.3% | |
| Long-term disability | $9K | 0.5% | |
| Life | $6K | 0.3% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 237391136 | HRx | $854K | 88.7% | 1 | 1 | 75 |
EIN 135123390 | DV | $69K | 7.1% | 1 | 1 | 93 |
EIN 131595128 | LOth | $24K | 2.5% | 1 | 2 | 99 |
EIN 470246511 | LTDOth | $12K | 1.2% | 1 | 3 | 131 |
EIN 222762686 | Oth | $4K | 0.5% | 1 | 1 | 145 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSHALL & STERLING EMPLOYEE BENEFI | POUGHKEEPSIE, NY | EMPLOYEE SERVICES INC, MUTUAL OF OMAHA INSURANCE COMPANY, COMPANION LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, ANTHEM BLUE CROSS (G1921) | $45K | $7K | $52K | 98.9% | 1 |
| FNA INSURANCE SERVICES INC | WOODBURY, NY | MUTUAL OF OMAHA INSURANCE COMPANY, COMPANION LIFE INSURANCE COMPANY | $0 | $571 | $571 | 1.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan