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Sponsor portfolioWelfare / HealthEIN 14-0578631

TRUSTCO BANK

TRUSTCO CENTER · GLENVILLE, NY 12302
5183773311
Plans filed
2
Years active
2015–2024
Industry
NAICS 52
Latest filing
2024
Total premiums (latest)
$2.5M
No prior year
Persons covered
846
No prior year
Total participants
1,810
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #570$2.5M
TRUSTCO BANK GROUP BENEFITS PLAN
Fully insured846 covered·5 carriers
Primary: HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC.
Plan #501$0
TRUSTCO BANK EMPLOYEE BENEFITS TRUST
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.4M80.5%
Life$130K4.4%
Short-term disability$130K4.4%
Long-term disability$130K4.4%
Other$130K4.4%
Vision$30K1.0%
Dental$21K0.7%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 161105741
H
$2.4M92.9%11376
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
LSTDLTDOth
$130K5.1%11500
ANTHEM LIFE INSURANCE COMPANY
EIN 237391136
V
$30K1.2%11403
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
D
$21K0.8%11372
ESI EMPLOYEE ASSISTANCE GROUP
EIN 222762686
$00.0%11846

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSHALL & STERLING EMPLOYEE BENEFIPOUGHKEEPSIE, NYHIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC., ESI EMPLOYEE ASSISTANCE GROUP, ANTHEM BLUE CROSS, METROPOLITAN LIFE INSURANCE COMPANY$95K$19K$113K86.1%1
FNA INSURANCE SERVICES INCMELVILLE, NYMETROPOLITAN LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$14K$4K$18K13.9%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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