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Sponsor portfolioWelfare / HealthEIN 13-4066223

NS PHARMA, INC.

140 E. RIDGEWOOD AVE., SUITE 280S · PARAMUS, NJ 07652
8666774276
Plans filed
1
Years active
2024–2025
Industry
NAICS 32
Latest filing
2025
Total premiums (latest)
$3.8M
No prior year
Persons covered
127
No prior year
Total participants
165
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$3.8M
NS PHARMA BENEFIT PLAN
Fully insured127 covered·3 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.4M34.8%
Vision$2.5M25.8%
Dental$1.3M13.3%
Other$1.3M13.3%
Life$422K4.3%
Short-term disability$422K4.3%
Long-term disability$422K4.3%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HDVOth
$3.4M89.0%12110
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DLSTDLTDOth
$422K11.0%11127

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCNEW YORK, NYTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES$86K$134K$220K99.6%1
FOREST HILLS FINANCIAL GROUP—THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$964$0$9640.4%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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