PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. ZGS, INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 13-4043200

ZGS, INC.

643 11TH AVENUE · NEW YORK, NY 10036
2125861620
Plans filed
1
Years active
2016–2025
Industry
NAICS 42
Latest filing
2025
Total premiums (latest)
$4.0M
No prior year
Persons covered
448
No prior year
Total participants
186
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$4.0M
ZGS, INC. EMPLOYEE BENEFITS PLAN
Fully insured448 covered·3 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.7M28.9%
Vision$3.7M28.9%
Prescription drug$3.7M28.9%
Other$349K2.8%
Dental$337K2.7%
Life$337K2.7%
Short-term disability$337K2.7%
Long-term disability$337K2.7%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
HRxV
$3.7M91.3%11448
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DLSTDLTDOth
$337K8.4%11187
AFLAC
EIN 822723296
Oth
$13K0.3%155

Broker overview

24 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CORPORATE SYNERGIES GROUP LLCCAMDEN, NJTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, UNITEDHEALTHCARE INSURANCE COMPANY$178K$7K$186K93.3%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$12K$0$12K6.0%1
KIMBERLY O DEMETRINEW YORK, NYAFLAC$551$0$5510.3%1
MICHAEL C DEMETRIBOSTON, MAAFLAC$206$0$2060.1%1
EVAN D CROSSMILTON, MAAFLAC$112$0$1120.1%1
KEITH LEPACKNEW YORK, NYAFLAC$88$0$880.0%1
STEPHEN P WHITEMONTEBELLO, NYAFLAC$83$0$830.0%1
KOBER ASSOCIATES LLCBEECHHURST, NYAFLAC$74$0$740.0%1
KENNETH C MEIER CORPFOREST HILLS, NYAFLAC$42$0$420.0%1
PATRICK RUHLENEW YORK, NYAFLAC$40$0$400.0%1
ANTHONY LIBECCISTATEN ISLAND, NYAFLAC$39$0$390.0%1
DEBORAH LEE SMITHVIRGINIA BEACH, VAAFLAC$34$0$340.0%1
SCOTT G GOFFTYLER, TXAFLAC$31$0$310.0%1
DAVID S HALLETTWINCHESTER, MAAFLAC$30$0$300.0%1
AIMEE STATON HARDYFREDERICKSBURG, VAAFLAC$18$0$180.0%1
ROBERT A ANDERSONFREDERICKSBURG, VAAFLAC$9$0$90.0%1
BRIAN WHITECHAPPAQUA, NYAFLAC$9$0$90.0%1
BENITO A ROTONDI II INCSARATOGA SPRINGS, NYAFLAC$7$0$70.0%1
TIMOTHY B ASBYZIONSVILLE, INAFLAC$5$0$50.0%1
DAVID N MORGANLYNCHBURG, VAAFLAC$3$0$30.0%1
DUANE A ADAMSLOUISA, VAAFLAC$2$0$20.0%1
JONATHAN SAMUEL KIRKLANDALPHARETTA, GAAFLAC$2$0$20.0%1
JOSE DE LOS SANTOS IIIPARKER, COAFLAC$1$0$10.0%1
MJ INSURANCEPARKER, COAFLAC$1$0$10.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica