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Sponsor portfolioWelfare / HealthEIN 13-2911552
S. BERTRAM INC.
3401 TREMLEY POINT ROAD · LINDEN, NJ 07036
9088628200
- Plans filed
- 1
- Years active
- 2023–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$2.4M
No prior year
Persons covered
235
No prior year
Total participants
235
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.0M | 80.1% | |
| Other | $200K | 7.8% | |
| Dental | $152K | 6.0% | |
| Vision | $152K | 6.0% | |
| Long-term disability | $4K | 0.2% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HDV | $2.2M | 91.5% | 1 | 2 | 177 |
EIN 822723296 | Oth | $120K | 5.0% | 1 | 2 | 86 |
EIN 231503749 | Oth | $44K | 1.8% | 1 | 2 | 235 |
EIN 010278678 | LTDOth | $40K | 1.7% | 1 | 2 | 11 |
Broker overview
24 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED | WOODBURY, NY | LIFE INSURANCE COMPANY OF NORTH AMERICA, CIGNA HEALTH AND LIFE INSURANCE CO, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, AFLAC, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $8K | $41K | $49K | 31.2% | 1 |
| SAUL R LOCKER | LAKEWOOD, NJ | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $41K | $41K | 26.0% | 1 |
| FNA INSURANCE SERVICES INC | BERKELEY HEIGHTS, NJ | CIGNA HEALTH AND LIFE INSURANCE CO, CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY | $0 | $28K | $28K | 18.0% | 1 |
| CENTERSTONE INSURANCE AND FINANCIAL | DALLAS, TX | CIGNA HEALTH AND LIFE INSURANCE CO, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $20K | $20K | 12.9% | 1 |
| EHRENFELD S. | LAKEWOOD, NJ | LIFE INSURANCE COMPANY OF NORTH AMERICA, CIGNA HEALTH AND LIFE INSURANCE CO, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $0 | $5K | 3.0% | 1 |
| LORI ANN LOMBARDO | CONWAY, SC | AFLAC | $3K | $702 | $4K | 2.6% | 1 |
| GAVIN MEIER | WHITESTONE, NY | AFLAC | $3K | $33 | $3K | 2.1% | 1 |
| BENEFITMALL | WHITE PLAINS, NY | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $2K | $2K | 1.3% | 1 |
| RICHARD PETERSON | CENTERPORT, NY | AFLAC | $1K | $33 | $1K | 0.8% | 1 |
| JASON M ANKER | HUNTINGTON STATION, NY | AFLAC | $1K | $0 | $1K | 0.7% | 1 |
| PETER LOMBARDO | HOLBROOK, NY | AFLAC | $448 | $65 | $513 | 0.3% | 1 |
| GFM CORP | COLD SPRING HARBOR, NY | AFLAC | $445 | $17 | $462 | 0.3% | 1 |
| RICH PETERSON | CENTERPORT, NY | AFLAC | $258 | $17 | $275 | 0.2% | 1 |
| SAUL E. | LAKEWOOD, NJ | LIFE INSURANCE COMPANY OF NORTH AMERICA | $229 | $0 | $229 | 0.1% | 1 |
| BENEFIT MALL | WHITE PLAINS, NY | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $191 | $191 | 0.1% | 1 |
| RBA BENEFITS GROUP INC. | BRICK, NJ | AFLAC | $174 | $0 | $174 | 0.1% | 1 |
| JAMES R CLOSE | SPRING LAKE, NJ | AFLAC | $173 | $0 | $173 | 0.1% | 1 |
| MICHAEL A FORNARO | FAIRFIELD, NJ | AFLAC | $70 | $0 | $70 | 0.0% | 1 |
| WORTHAM SAN ANTONIO INC | SPARTA, NJ | AFLAC | $27 | $0 | $27 | 0.0% | 1 |
| MICHAEL DIGIACOMO | OAK RIDGE, NJ | AFLAC | $21 | $0 | $21 | 0.0% | 1 |
| MICHAEL P ZORN | WELLINGTON, FL | AFLAC | $18 | $0 | $18 | 0.0% | 1 |
| ALBERT SHUST | PISCATAWAY, NJ | AFLAC | $11 | $0 | $11 | 0.0% | 1 |
| AMY K FOY | FRANKLIN LAKES, NJ | AFLAC | $0 | $8 | $8 | 0.0% | 1 |
| CREATIVE BUSINESS SOLUTIONS GRP INC | WANTAGH, NY | AFLAC, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $34 | -$119 | -$85 | -0.1% | 1 |
History & trajectory
3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan