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Sponsor portfolioWelfare / HealthEIN 13-2726464
FRAGOMEN, DEL REY, BERNSEN & LOEWY, LLP
90 MATAWAN ROAD · MATAWAN, NJ 07747
7328625000
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$4.0M
No prior year
Persons covered
3,837
No prior year
Total participants
2,553
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #503$7.8M
FRAGOMEN, DEL REY, BERNSEN & LOEWY, LLP GROUP HEALTH PLAN
Fully insured2,301 covered·3 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
Plan #504$4.0M
FRAGOMEN, DEL REY, BERNSEN & LOEWY, LLP EMPLOYEE BENEFITS PLAN
Mixed3,837 covered·7 carriers
Primary: AETNA LIFE INSURANCE COMPANY
Plan #502$320K
FRAGOMEN, DEL REY, BERNSEN & LOEWY LLP GROUP LIFE PLAN
Fully insured1,535 covered·2 carriers
Primary: FIRST UNUM LIFE INSURANCE COMPANY
Plan #501$237K
FRAGOMEN, DEL REY, BERNSEN & LOEWY, LLP GROUP LONG TERM DISABILITY PLAN
Fully insured1,532 covered·1 carrier
Primary: FIRST UNUM LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $2.0M | 30.5% | |
| Other | $1.6M | 25.2% | |
| Long-term disability | $1.4M | 22.0% | |
| Life | $1.2M | 18.6% | |
| Vision | $238K | 3.7% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 066033492 | D | $2.0M | 48.6% | 1 | 1 | 3,837 |
EIN 131898173 | LLTDOth | $1.4M | 34.9% | 1 | 4 | 2,585 |
EIN 135581829 | Oth | $418K | 10.4% | 1 | 4 | 978 |
EIN 430949844 | V | $238K | 5.9% | 1 | 1 | 3,587 |
EIN 250687550 | Oth | $9K | 0.2% | 1 | 1 | 2,548 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC | MINNEAPOLIS, MN | METROPOLITAN LIFE INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY, FIRST UNUM LIFE INSURANCE COMPANY, NATIONAL UNION FIRE INS CO OF PITTSBURGH, PA | $30K | $61K | $91K | 98.9% | 1 |
| ALIGHT SOLUTIONS | CHICAGO, IL | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan