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Sponsor portfolioWelfare / HealthEIN 11-1241830
RIDGEWOOD SAVINGS BANK
71-02 FOREST AVENUE · RIDGEWOOD, NY 11385
7182404800
- Plans filed
- 6
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$682K
No prior year
Persons covered
1,811
No prior year
Total participants
1,811
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #506$1.2M
RIDGEWOOD SAVINGS BANK HEALTHCARE PLAN
Mixed66 covered·1 carrier
Primary: EMBLEMHEALTH
Plan #503$437K
RIDGEWOOD SAVINGS BANK GROUP LIFE INSURANCE PLAN
Fully insured628 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #508$178K
RIDGEWOOD SAVINGS BANK LONG TERM DISABILITY PLAN
Fully insured459 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #509$49K
RIDGEWOOD SAVINGS BANK VOLUNTARY SHORT TERM DISABILITY PLAN
Fully insured104 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #513$18K
RIDGEWOOD SAVINGS BANK LEGAL SERVICES PLAN
Fully insured80 covered·1 carrier
Primary: PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD
Plan #505$0
TRAVEL ACCIDENT INSURANCE
Fully insured540 covered·1 carrier
Primary: ACE AMERICAN INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $437K | 64.1% | |
| Long-term disability | $178K | 26.2% | |
| Short-term disability | $49K | 7.1% | |
| Other | $18K | 2.7% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 060838648 | LSTDLTD | $664K | 97.3% | 3 | 3 | 1,191 |
EIN 731016728 | Oth | $18K | 2.7% | 1 | 1 | 80 |
EIN 952371728 | $0 | 0.0% | 1 | 1 | 540 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| HARRY MASCOLO | STAMFORD, CT | HARTFORD LIFE AND ACCIDENT, PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $63K | $0 | $63K | 88.6% | 4 |
| RIDGEWOOD FINANCIAL SERVICES CORP. | RIDGEWOOD, NY | HARTFORD LIFE AND ACCIDENT | $8K | $0 | $8K | 11.4% | 1 |
| MERCER HEALTH AND BENEFITS, LLC | NEW YORK, NY | ACE AMERICAN INSURANCE COMPANY | $0 | $0 | $0 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan