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Sponsor portfolioWelfare / HealthEIN 06-1009478
TOWER LABORATORIES LTD.
PO BOX 306 · CENTERBROOK, CT 06409
8607672127
- Plans filed
- 5
- Years active
- 2016–2025
- Industry
- NAICS 32
- Latest filing
- 2025
Total premiums (latest)
$2.4M
No prior year
Persons covered
1,239
No prior year
Total participants
925
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #504$2.0M
TOWER LABS CT HEALTH PLAN
Fully insured228 covered·1 carrier
Primary: UNITED HEALTHCARE INSURANCE COMPANY
Plan #503$156K
TOWER LABORATORIES LTD. GROUP DENTAL PPO INSURANCE
Fully insured361 covered·1 carrier
Primary: DELTA DENTAL OF CONNECTICUT, INC.
Plan #501$87K
TOWER LABORATORIES LTD. GROUP SHORT TERM DISABILITY
Fully insured250 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #505$63K
TOWER LABORATORIES LTD. LONG TERM DISABILITY PLAN
Fully insured149 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Plan #502$23K
TOWER LABORATORIES LTD. GROUP MEMBER LIFE INSURANCE
Fully insured251 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.0M | 31.5% | |
| Vision | $2.0M | 31.5% | |
| Prescription drug | $2.0M | 31.5% | |
| Dental | $156K | 2.4% | |
| Short-term disability | $87K | 1.3% | |
| Long-term disability | $63K | 1.0% | |
| Life | $23K | 0.4% | |
| Other | $23K | 0.4% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 362739571 | HRxV | $2.0M | 86.1% | 1 | 1 | 228 |
EIN 470322111 | LSTDLTDOth | $173K | 7.3% | 3 | 3 | 650 |
EIN 812414649 | D | $156K | 6.6% | 1 | 1 | 361 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| TZEDAKAH HOUSE LLC | WOODBRIDGE, CT | DELTA DENTAL OF CONNECTICUT, INC., UNITED OF OMAHA LIFE INSURANCE COMPANY, UNITED HEALTHCARE INSURANCE COMPANY | $102K | $5K | $107K | 100.0% | 5 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan