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Sponsor portfolioWelfare / HealthEIN 06-0984624

GENESEE & WYOMING RAILROAD SERVICES, INC.

4545 E RIVER RD · HENRIETTA, NY 14586
5853288601
Plans filed
1
Years active
2015–2025
Industry
NAICS 48
Latest filing
2025
Total premiums (latest)
$5.9M
No prior year
Persons covered
3,935
No prior year
Total participants
3,159
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$5.9M
WELFARE PLAN FOR EMPLOYEES OF GENESEE & WYOMING, INC.
Mixed3,935 covered·6 carriers
Primary: FIRST UNUM LIFE INSURANCE COMPNAY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$3.6M47.7%
Long-term disability$1.9M24.8%
Life$1.6M21.7%
Vision$429K5.7%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 131898173
LLTDOth
$3.5M59.4%133,461
RELIASTAR LIFE INSURANCE COMPANY
EIN 530242530
Oth
$1.1M18.3%113,214
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
Oth
$809K13.8%122,505
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
V
$429K7.3%112,818
CURALINC HEALTHCARE
EIN 331206383
Oth
$68K1.2%113,935

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
WILLIS TOWERS WATSON US LLCNEW YORK, NYFIRST UNUM LIFE INSURANCE COMPNAY, AMERICAN HERITAGE LIFE INSURANCE COMPANY, FIRST UNUM LIFE INSURANCE COMPANY, RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK, THE GUARDIAN LIFE INSURANCE COMPANY$120K$140K$260K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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