Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 06-0691344
CARMODY TORRANCE SANDAK & HENNESSEY LLLP
50 LEAVENWORTH STREET · WATERBURY, CT 06702
2037843179
- Plans filed
- 5
- Years active
- 2016–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
145
No prior year
Total participants
145
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #506$1.5M
CARMODY TORRANCE SANDAK & HENNESSEY LLP EMPLOYEE BENEFITS PLAN
Fully insured145 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #505$146K
CARMODY TORRANCE SANDAK & HENNESSEY LLP DENTAL
Fully insured109 covered·1 carrier
Primary: METROPOLITAN LIFE
Plan #502$109K
CARMODY TORRANCE SANDAK & HENNESSEY LLP LIFE
Fully insured137 covered·1 carrier
Primary: STANDARD INSURANCE
Plan #503$92K
CARMODY TORRANCE SANDAK & HENNESSEY LLP LONG TERM DISABILITY
Fully insured137 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #504$19K
CARMODY TORRANCE SANDAK & HENNESSEY LLP TEMPORARY DISABILITY
Fully insured64 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Vision | $1.1M | 41.3% | |
| Health | $1.1M | 40.9% | |
| Dental | $139K | 5.1% | |
| Long-term disability | $126K | 4.6% | |
| Life | $91K | 3.3% | |
| Other | $91K | 3.3% | |
| Short-term disability | $37K | 1.4% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HV | $1.1M | 73.4% | 1 | 1 | 139 |
EIN 930242990 | LSTDLTDOth | $254K | 16.7% | 1 | 3 | 145 |
EIN 812414649 | D | $139K | 9.2% | 1 | 1 | 110 |
EIN 430949844 | V | $11K | 0.7% | 1 | 1 | 82 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES | ROCKY HILL, CT | CIGNA HEALTH AND LIFE INSURANCE COMPANY, DELTA DENTAL OF CONNECITICUT, INC., FIDELITY SECURITY LIFE INSURANCE COMPANY, STANDARD INSURANCE COMPANY | $20K | $84K | $104K | 100.0% | 1 |
History & trajectory
9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan