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Sponsor portfolioWelfare / HealthEIN 06-0312590

CUMMINGS & LOCKWOOD LLC

SIX LANDMARK SQUARE 9TH FLOOR · STAMFORD, CT 06901
2033271700
Plans filed
3
Years active
2015–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$4.7M
No prior year
Persons covered
608
No prior year
Total participants
535
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #501$4.5M
CUMMINGS & LOCKWOOD LLC HEALTH INSURANCE BENEFIT PLAN
Fully insured227 covered·3 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #504$134K
CUMMINGS & LOCKWOOD LONG TERM DISABILITY PLAN
Fully insured193 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #503$70K
CUMMINGS & LOCKWOOD LLC TERM LIFE ADDT'L. LIFE AND AD&D
Fully insured188 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Vision$4.3M46.9%
Health$4.3M46.7%
Dental$173K1.9%
Short-term disability$134K1.5%
Long-term disability$134K1.5%
Life$70K0.8%
Other$70K0.8%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HV
$4.3M91.6%11220
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$204K4.4%22381
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
D
$173K3.7%11145
EYEMED VISION CARE
EIN 430949844
V
$18K0.4%11227

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CORPORATE SYNERGIES GROUP LLCCAMDEN, NJUNUM LIFE INSURANCE COMPANY OF AMERICA, GUARDIAN, CIGNA HEALTH AND LIFE INSURANCE COMPANY, EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO.$14K$139K$154K94.1%3
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOUNUM LIFE INSURANCE COMPANY OF AMERICA, GUARDIAN$6K$4K$10K5.9%2

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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