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Sponsor portfolioWelfare / HealthEIN 05-0394380

REFOCUS, INC.

45 GREELEY STREET · PROVIDENCE, RI 02904
4012721600
Plans filed
1
Years active
2015–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$1.3M
No prior year
Persons covered
201
No prior year
Total participants
156
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #505$1.3M
REFOCUS, INC. WELFARE WRAP PLAN
Fully insured201 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF RHODE ISLAND

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.3M49.6%
Prescription drug$1.3M49.6%
Other$11K0.4%
Life$10K0.4%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 050158952
HRx
$1.3M99.2%11180
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LOth
$11K0.8%12156
DELTA DENTAL OF CALIFORNIA
EIN 050296998
$00.0%11201

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
STARKWEATHER & SHEPLEY, INC.PROVIDENCE, RITHE LINCOLN NATIONAL LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF RHODE ISLAND$3K$16K$19K91.3%1
GALLAGHER BENEFIT SERVICES, INC.BRAINTREE, MADELTA DENTAL OF RHODE ISLAND$1K$0$1K5.4%1
JAMES R NELLIGAN & ASSOCIATES LLCWALL TOWNSHIP, NJTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$0$668$6683.3%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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