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Sponsor portfolioWelfare / HealthEIN 05-0316605
FACTORY MUTUAL INSURANCE COMPANY
270 CENTRAL AVENUE · JOHNSTON, RI 029194923
8887503206
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$10.7M
No prior year
Persons covered
7,433
No prior year
Total participants
4,228
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #509$10.7M
FACTORY MUTUAL INSURANCE COMPANY HEALTH AND WELFARE BENEFIT PLAN
Fully insured7,433 covered·8 carriers
Primary: PRUDENTIAL INSURANCE COMPANY OF AMERICA
Plan #510$1.4M
FACTORY MUTUAL INSURANCE COMPANY EXECUTIVE DEATH BENEFIT PLAN FOR VICE PRESIDENTS
Fully insured10 covered·2 carriers
Primary: NEW YORK LIFE AND ANNUITY COPORATION
Plan #511$1.2M
FACTORY MUTUAL INSURANCE COMPANY EXECUTIVE DEATH BENEFIT PLAN FOR SENIOR VICE PRESIDENTS
Fully insured6 covered·2 carriers
Primary: NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION
Plan #506$798K
FACTORY MUTUAL INSURANCE COMPANY POSTRETIREMENT WELFARE PROGRAM
Mixed1,450 covered·4 carriers
Primary: PRUDENTIAL INSURANCE COMPANY OF AMERICA
Plan #512$0
FACTORY MUTUAL INSURANCE COMPANY AND ITS PARTICIPATING AFFILIATES SEVERANCE PAY PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $9.6M | 28.4% | |
| Short-term disability | $7.7M | 22.7% | |
| Life | $7.4M | 21.9% | |
| Long-term disability | $7.4M | 21.9% | |
| Vision | $918K | 2.7% | |
| Health | $403K | 1.2% | |
| Dental | $230K | 0.7% | |
| Prescription drug | $173K | 0.5% |
Carrier overview
8 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 221211670 | LSTDLTDOth | $7.4M | 69.0% | 1 | 1 | 5,501 |
EIN 812832914 | Oth | $1.7M | 15.7% | 1 | 1 | 6,253 |
EIN 430949844 | V | $688K | 6.4% | 1 | 1 | 7,433 |
EIN 620331200 | STD | $273K | 2.5% | 1 | 3 | 59 |
EIN 222304147 | Oth | $266K | 2.5% | 1 | 1 | 25 |
EIN 591031071 | HDVOth | $230K | 2.1% | 1 | 1 | 21 |
EIN 660555677 | HRx | $173K | 1.6% | 1 | 1 | 7 |
EIN 952371728 | Oth | $22K | 0.2% | 1 | 1 | 4,099 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC | CHICAGO, IL | PRUDENTIAL INSURANCE COMPANY OF AMERICA, LLOYDS OF LONDON, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $75K | $181K | $256K | 75.8% | 1 |
| AMERICAN BENEFITS AND COMPENSATION | NEW YORK, NY | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $76K | $76K | 22.6% | 1 |
| AON CONSULTING INC | NEW YORK, NY | ACE AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 1.6% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan