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Sponsor portfolioWelfare / HealthEIN 05-0124330

THE COOLEY GROUP

50 ESTEN AVENUE · PAWTUCKET, RI 02860
4017216209
Plans filed
1
Years active
2015–2025
Industry
NAICS 32
Latest filing
2025
Total premiums (latest)
$2.3M
No prior year
Persons covered
258
No prior year
Total participants
193
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$2.3M
THE COOLEY GROUP EMPLOYEE BENEFITS PLAN
Fully insured258 covered·7 carriers
Primary: BLUE CROSS BLUE SHIELD OF RHODE ISLAND

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.0M88.0%
Dental$121K5.2%
Other$50K2.2%
Long-term disability$46K2.0%
Life$45K1.9%
Vision$15K0.7%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 050158952
H
$2.0M89.8%12140
DELTA DENTAL OF CALIFORNIA
EIN 050296998
DV
$136K6.0%16258
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LLTDOth
$85K3.7%12181
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
EIN 041590850
LTD
$7K0.3%116
C3 WELLBEING
EIN 050413182
Oth
$5K0.2%11180
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 131963496
$00.0%11175

Broker overview

6 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
STARKWEATHER & SHEPLEY, INC.—BLUECROSS BLUESHIELD OF RHODE ISLAND, BLUE CROSS BLUE SHIELD OF RHODE ISLAND, MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY$16K$28K$43K59.9%1
THE JAMES B OSWALD COMPANY—BLUECROSS BLUESHIELD OF RHODE ISLAND, BLUE CROSS BLUE SHIELD OF RHODE ISLAND$0$23K$23K31.6%1
MONIZ BENEFITS GROUP, INC.NORTH KINGSTOWN, RIDELTA DENTAL OF RHODE ISLAND$5K$0$5K7.5%1
RICHARD A ST JEANBOSTON, MAMASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY$109$313$4220.6%1
BENJAMIN J. HADSELL, JR.RUMFORD, RIMASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY$221$0$2210.3%1
GALLAGHER BENEFIT SERVICES, INC.ELKHORN, NEMASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY$114$0$1140.2%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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