PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. HARBOR RETIREMENT ASSOCIATES, LLC

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 04-3585453

HARBOR RETIREMENT ASSOCIATES, LLC

700 BEACHLAND BOULEVARD · VERO BEACH, FL 32963
7724925002
Plans filed
1
Years active
2016–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$567K
No prior year
Persons covered
3,988
No prior year
Total participants
942
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$567K
HARBOR RETIREMENT ASSOCIATES LLC FLEXIBLE BENEFITS PLAN
Mixed3,988 covered·2 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$289K17.8%
Dental$278K17.1%
Vision$278K17.1%
Life$262K16.0%
Short-term disability$262K16.0%
Long-term disability$262K16.0%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
DVLSTDLTDOth
$540K95.1%123,988
CURALINC HEALTHCARE
EIN 331206383
Oth
$28K4.9%111,800

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MCGRIFF INSURANCE SERVICES INCSAINT PETERSBURG, FLUNITEDHEALTHCARE INSURANCE COMPANY$44K$0$44K75.8%1
BB&T INSURANCE SERVICES, INC.GREENSBORO, NCUNITEDHEALTHCARE INSURANCE COMPANY$0$14K$14K24.2%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica