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Sponsor portfolioWelfare / HealthEIN 04-3572241
SPRINGFIELD AREA TRANSIT COMPANY, INC.
665 COTTAGE STREET · SPRINGFIELD, MA 01104
4137322161
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 48
- Latest filing
- 2025
Total premiums (latest)
$5.7M
No prior year
Persons covered
276
No prior year
Total participants
265
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #502$5.7M
WELFARE BENEFIT PLAN
Mixed276 covered·2 carriers
Primary: HEALTH NEW ENGLAND, INC.
Plan #504$3.7M
CAFETERIA PLAN
Fully insured272 covered·1 carrier
Primary: HEALTH NEW ENGLAND, INC.
Plan #501$108K
SHORT TERM DISABILITY LIFE AND ADD
Fully insured275 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $5.6M | 49.2% | |
| Prescription drug | $5.6M | 49.2% | |
| Life | $60K | 0.5% | |
| Short-term disability | $60K | 0.5% | |
| Other | $60K | 0.5% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 042864973 | HRx | $5.6M | 98.9% | 1 | 1 | 276 |
EIN 360883760 | LSTDOth | $60K | 1.1% | 1 | 1 | 265 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| STARKWEATHER & SHEPLEY, INC. | EAST PROVIDENCE, RI | RELIANCE STANDARD LIFE INSURANCE COMPANY, HEALTH NEW ENGLAND, INC. | $36K | $0 | $36K | 92.3% | 1 |
| JAMES R NELLIGAN & ASSOCIATES LLC | WALL, NJ | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.7% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan