Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 04-3483677
GRADCO, LLC D/B/A GRADIENT
ONE BEACON STREET · BOSTON, MA 02108
6173955000
- Plans filed
- 6
- Years active
- 2021–2024
- Industry
- NAICS 54
- Latest filing
- 2024
Total premiums (latest)
$568K
No prior year
Persons covered
1,026
No prior year
Total participants
0
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #501$479K
GRADCO, LLC MEDICAL PLAN
Fully insured218 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
Plan #502$32K
GRADCO, LLC DENTAL PLAN
Fully insured219 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
Plan #506$30K
GRADCO, LLC LTD PLAN
Fully insured150 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #503$14K
GRADCO, LLC LIFE PLAN
Fully insured150 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #505$10K
GRADCO, LLC STD PLAN
Fully insured139 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #504$3K
GRADCO, LLC AD&D PLAN
Fully insured150 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $479K | 84.2% | |
| Dental | $32K | 5.7% | |
| Long-term disability | $30K | 5.3% | |
| Life | $14K | 2.5% | |
| Short-term disability | $10K | 1.8% | |
| Other | $3K | 0.5% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 041045815 | HD | $511K | 89.9% | 2 | 2 | 437 |
EIN 135123390 | LSTDLTDOth | $57K | 10.1% | 4 | 4 | 589 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CUSTOM BENEFITS GROUP | ANDOVER, MA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $39K | $0 | $39K | 100.0% | 6 |
History & trajectory
4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan