PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. FOUNDATION FOR INDIVIDUAL RIGHTS AND EXPRESSION

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 04-3467254

FOUNDATION FOR INDIVIDUAL RIGHTS AND EXPRESSION

510 WALNUT STREET, SUITE 900 · PHILADELPHIA, PA 19106
2157173473
Plans filed
1
Years active
2023–2025
Industry
NAICS 61
Latest filing
2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
122
No prior year
Total participants
125
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.8M
FOUNDATION FOR INDIVIDUAL RIGHTS AND EXPRESSION HEALTH AND WELFARE BENEFIT PLAN
Fully insured122 covered·4 carriers
Primary: INDEPENDENCE BLUE CROSS

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.4M68.7%
Prescription drug$252K12.4%
Dental$117K5.8%
Vision$117K5.8%
Short-term disability$40K2.0%
Life$39K1.9%
Other$39K1.9%
Long-term disability$33K1.6%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 232184623
HRx
$1.6M90.8%12118
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DV
$117K6.4%11122
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
LSTDLTDOth
$51K2.8%15116

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
KISTLER TIFFANY BENEFITSBERWYN, PAINDEPENDENCE BLUE CROSS$111K$0$111K79.4%1
DIGITAL INSURANCE LLCATLANTA, GAUNUM INSURANCE COMPANY, GUARDIAN, UNUM LIFE INSURANCE COMPANY OF AMERICA$13K$7K$20K14.3%1
INSUREYOURPEOPLE, LLCSAN FRANCISCO, CAGUARDIAN$5K$0$5K3.3%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOUNUM INSURANCE COMPANY, GUARDIAN, UNUM LIFE INSURANCE COMPANY OF AMERICA$1K$3K$4K3.0%1

History & trajectory

3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica