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Sponsor portfolioWelfare / HealthEIN 04-3212828

PANERA, LLC

1400 SOUTH HIGHWAY DRIVE · FENTON, MO 63026
3149841000
Plans filed
1
Years active
2015–2025
Industry
NAICS 72
Latest filing
2025
Total premiums (latest)
$7.6M
No prior year
Persons covered
42,920
No prior year
Total participants
42,944
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$7.6M
PANERA, LLC WELFARE BENEFIT PLAN
Mixed42,920 covered·10 carriers
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$2.1M27.6%
Health$1.8M23.1%
Long-term disability$1.4M18.4%
Life$960K12.3%
Vision$737K9.5%
Stop-loss$709K9.1%

Carrier overview

8 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
RELIANCE STANDARD LIFE INSURANCE COMPANY
EIN 360883760
LLTDOth
$2.3M29.7%1415,714
KAISER FOUNDATION HEALTH PLAN INC
EIN 520954463
H
$1.8M23.2%1394
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
HLOth
$1.6M20.6%152,447
VISION SERVICE PLAN
EIN 363560825
V
$737K9.7%115,531
HEALTH NET
EIN 860257201
SL
$709K9.3%118,262
SHELTERPOINT LIFE INSURANCE COMPANY
EIN 112284118
Oth
$331K4.3%112,690
METROPOLITAN LIFE INSURANCE COMPANY
EIN 341650967
LOth
$201K2.6%12664
CURALINC HEALTHCARE
EIN 331206383
Oth
$41K0.5%1142,920

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BUCK GLOBAL LLCDALLAS, TXAMERICAN HERITAGE LIFE INSURANCE COMPANY, RELIANCE STANDARD LIFE INSURANCE COMPANY, METLIFE LEGAL PLANS, SHELTERPOINT LIFE INSURANCE COMPANY$329K$200K$530K93.9%1
GALLAGHER BENEFIT SERVICES, INC.ROLLING MEADOWS, ILRELIANCE STANDARD LIFE INSURANCE COMPANY$0$20K$20K3.6%1
REUBEN WARNER ASSOCIATES, INC.BERKELY HEIGHTS, NJSHELTERPOINT LIFE INSURANCE COMPANY$13K$0$13K2.3%1
ACS HUMAN RESOURCE SOLUTIONS, INC.PALATINE, ILMETLIFE LEGAL PLANS$0$659$6590.1%1
BENEFIT FOCUSDALLAS, TXMETLIFE LEGAL PLANS$0$470$4700.1%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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