PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. UMASSFIVE COLLEGE FEDERAL CREDIT UNION

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 04-2430894

UMASSFIVE COLLEGE FEDERAL CREDIT UNION

200 WESTGATE CENTER DRIVE · HADLEY, MA 01035
4132565500
Plans filed
2
Years active
2018–2024
Industry
NAICS 52
Latest filing
2024
Total premiums (latest)
$1.7M
No prior year
Persons covered
193
No prior year
Total participants
128
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #505$1.7M
UMASSFIVE COLLEGE FEDERAL CREDIT UNION WELFARE BENEFIT PLAN
Fully insured193 covered·4 carriers
Primary: HARVARD PILGRIM HEALTH CARE
Plan #502$97K
UMASSFIVE COLLEGE FEDERAL CREDIT UNION GROUP LIFE AND DISABILITY PLAN
Fully insured115 covered·3 carriers
Primary: AFLAC

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.5M44.8%
Prescription drug$1.5M44.8%
Dental$88K2.6%
Other$65K1.9%
Life$64K1.9%
Short-term disability$64K1.9%
Long-term disability$64K1.9%
Vision$10K0.3%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HARVARD PILGRIM HEALTH CARE
EIN 042452600
HRx
$1.5M90.5%11139
BLUE CROSS OF CALIFORNIA
EIN 041045815
D
$88K5.2%11193
HARTFORD LIFE AND ACCIDENT
EIN 060838648
LSTDLTDOth
$65K3.8%12128
EYEMED VISION CARE
EIN 430949844
V
$10K0.6%11137

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
USI INSURANCE SERVICES LLCHADLEY, MABLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., HARTFORD LIFE AND ACCIDENT, HARVARD PILGRIM HEALTH CARE$56K$0$56K99.8%1
HILB GROUP OF NEW ENGLANDEAST LONGMEDOW, MAHARTFORD LIFE AND ACCIDENT, HARTFORD LIFE AND ACCIDENT INSURANCE CO$114$19$1330.2%1

History & trajectory

7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica