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Sponsor portfolioWelfare / HealthEIN 04-2389659

SOUTH MIDDLESEX OPPORTUNITY COUNCIL

HUMAN RESOURCES · FRAMINGHAM, MA 017028323
5086202326
Plans filed
1
Years active
2016–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$5.9M
No prior year
Persons covered
677
No prior year
Total participants
678
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$5.9M
SMOC HEALTH & WELFARE PLANS
Fully insured677 covered·6 carriers
Primary: ALLWAYS HEALTH PARTNERS

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$5.2M81.9%
Other$329K5.1%
Life$280K4.4%
Dental$260K4.1%
Long-term disability$220K3.5%
Vision$35K0.6%
Short-term disability$31K0.5%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
ALLWAYS HEALTH PARTNERS
EIN 042932021
H
$5.2M89.3%11188
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
LSTDLTDOth
$329K5.6%16677
BLUE CROSS OF CALIFORNIA
EIN 041045815
D
$260K4.4%11569
STARMOUNT LIFE INSURANCE COMPANY
EIN 720977315
V
$35K0.6%11275

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HILB GROUP OF NEW ENGLANDCRANSTON, RIUNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, STARMOUNT LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, ALLWAYS HEALTH PARTNERS$110K$7K$117K83.8%1
NEESENROLLSUTTON, MAUNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA$10K$11K$21K15.3%1
FITTS INSURANCE AGENCY, INC.SOUTHBOROUGH, MAUNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY$797$0$7970.6%1
ACCESS ENROLLPLAINVILLE, MAPROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY$377$0$3770.3%1
MAUREEN E SNOWHOLLISTON, MAUNUM LIFE INSURANCE COMPANY OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY$207$0$2070.1%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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