Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 04-2319824
THE GEM GROUP, INC.
NINE INTERNATIONAL WAY · LAWRENCE, MA 01843
9786912000
- Plans filed
- 1
- Years active
- 2015–2024
- Industry
- NAICS 31
- Latest filing
- 2024
Total premiums (latest)
$1.9M
No prior year
Persons covered
392
No prior year
Total participants
370
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Vision | $1.5M | 29.8% | |
| Health | $1.5M | 29.4% | |
| Prescription drug | $1.5M | 29.4% | |
| Dental | $207K | 4.0% | |
| Other | $166K | 3.2% | |
| Life | $111K | 2.2% | |
| Long-term disability | $111K | 2.2% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HRxVOth | $1.6M | 82.2% | 1 | 4 | 370 |
EIN 046143185 | D | $207K | 10.8% | 1 | 1 | 392 |
EIN 135123390 | LLTDOth | $111K | 5.8% | 1 | 1 | 370 |
EIN 061227840 | V | $22K | 1.2% | 1 | 1 | 158 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | VIRGINIA BEACH, VA | CIGNA HEALTH AND LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, VISION SERVICE PLAN, DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL OF MA | $17K | $52K | $69K | 83.0% | 1 |
| DIGITAL INSURANCE LLC | ATLANTA, GA | DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL OF MA | $12K | $0 | $12K | 14.9% | 1 |
| IBENEFIT COMMUNICATION LLC | CHARLOTTE, NC | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $0 | $2K | 2.2% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan