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Sponsor portfolioWelfare / HealthEIN 04-2226585

CSW, INC.

45 TYBURSKI RD · LUDLOW, MA 01056
4135891311
Plans filed
4
Years active
2015–2025
Industry
NAICS 32
Latest filing
2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
112
No prior year
Total participants
112
No prior year
Plans filed
4
No prior year

Plans under this sponsor

4 plans
Plan #501$1.2M
CSW, INC HEALTH AND WELFARE PLAN
Fully insured112 covered·2 carriers
Primary: HEALTH NEW ENGLAND, INC.
Plan #506$32K
CITY STAMP WORKS, INC. GROUP LIFE PLAN
Fully insured116 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #505$24K
CITY STAMP WORKS, INC. SHORT TERM DISABILITY INCOME PLAN
Fully insured116 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #507$24K
CSW, INC. LONG TERM DISABILITY PLAN
Fully insured116 covered·1 carrier
Primary: GUARDIAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.1M37.7%
Prescription drug$1.1M37.7%
Dental$139K4.9%
Life$139K4.9%
Short-term disability$139K4.9%
Long-term disability$139K4.9%
Other$139K4.9%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HEALTH NEW ENGLAND, INC.
EIN 042864973
HRx
$1.1M88.4%1174
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DLSTDLTDOth
$139K11.6%11112

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
UNKNOWNLUDLOW, MAHEALTH NEW ENGLAND, INC.$34K$0$34K73.6%1
HUB INTERNATIONAL MIDWEST LIMITEDAGAWAM, MAGUARDIAN$8K$5K$12K26.4%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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