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Sponsor portfolioWelfare / HealthEIN 04-2206041

CLINICAL AND SUPPORT OPTIONS

8 ATWOOD DRIVE · NORTHAMPTON, MA 01060
4137731314
Plans filed
2
Years active
2015–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$6.7M
No prior year
Persons covered
788
No prior year
Total participants
262
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #502$6.7M
CLINICAL AND SUPPORT OPTIONS MEDICAL AND DENTAL
Fully insured788 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
Plan #503$77K
CLINICAL AND SUPPORT OPTIONS LIFE/AD&D AND LTD
Fully insured181 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$6.5M32.4%
Dental$6.5M32.4%
Prescription drug$6.5M32.4%
Life$183K0.9%
Other$183K0.9%
Long-term disability$144K0.7%
Short-term disability$39K0.2%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 041045815
HRxD
$6.5M97.3%11788
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
EIN 860222062
LLTDOth
$144K2.2%11262
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
LSTDOth
$39K0.6%1142

Broker overview

8 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HUB INTERNATIONAL MIDWEST LIMITEDWILMINGTON, MAEQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.$181K$0$181K95.1%1
INDIGO INSURANCE SERVICESBOSTON, MAEQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA$0$7K$7K3.9%1
AME C EKSTROMWEST SPRINGFIELD, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$553$0$5530.3%1
THEODORE W. ZIENCINAEAST LONGMEADOW, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$330$0$3300.2%1
MATTHEW MCARDLEHOLYOKE, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$314$0$3140.2%1
FLEURY ENTERPRISES INCTIVERTON, RICOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$251$1$2520.1%1
BRAIN STEBBINSHOYOKE, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$220$6$2260.1%1
KERRY PARSONSHOLYOKE, MACOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$129$0$1290.1%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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