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Sponsor portfolioWelfare / HealthEIN 04-1695745

METRO CREDIT UNION

200 REVERE BEACH PARKWAY · CHELSEA, MA 02150
6178897753
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$3.7M
No prior year
Persons covered
477
No prior year
Total participants
328
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #503$3.7M
METRO CREDIT UNION GROUP HEALTH PLAN
Fully insured477 covered·4 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$3.5M31.0%
Dental$3.5M31.0%
Vision$3.5M31.0%
Other$218K1.9%
Life$188K1.7%
Short-term disability$188K1.7%
Long-term disability$188K1.7%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 041045815
HDV
$3.5M94.1%11477
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
LSTDLTDOth
$188K5.1%11327
BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY
EIN 751277524
Oth
$25K0.7%1114
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 620331200
Oth
$5K0.1%129

Broker overview

6 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DIGITAL INSURANCE LLCATLANTA, GATHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY$86K$26K$112K89.8%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$9K$0$9K7.5%1
DANIEL J WISTEDALPHARETTA, GABERKSHIRE LIFE INSURANCE COMPANY OF AMERICA$3K$0$3K2.5%1
ACCESS ENROLLPLAINVILLE, MAPROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY$117$0$1170.1%1
COMPREHENSIVE BENEFIT ADMINISTRATORNORWELL, MAPROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY$78$0$780.1%1
JOHN BAKERBEVERLY, MAPROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY$7$12$190.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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