Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 04-1145100
CAMBRIDGE SAVINGS BANK
81 WYMAN STREET · WALTHAM, MA 02451
6174414233
- Plans filed
- 6
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$8.5M
No prior year
Persons covered
899
No prior year
Total participants
482
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #503$8.5M
CAMBRIDGE SAVINGS BANK HEALTH & WELFARE BENEFITS PLAN
Fully insured899 covered·7 carriers
Primary: MASS GENERAL BRIGHAM HEALTH PLAN
Plan #512$5.8M
CAMBRIDGE SAVINGS BANK HEALTH PLAN
Fully insured587 covered·2 carriers
Primary: TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC.
Plan #508$190K
CAMBRIDGE SAVINGS BANK DISABILITY AND CAFETERIA PLAN
Fully insured462 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #501$139K
SAVINGS BANK EMPLOYEES GROUP INSURANCE FUND CAMBRIDGE SAVINGS BANK
Fully insured483 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #509$52K
CAMBRIDGE SAVINGS BANK VISION PLAN
Fully insured271 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #513$20K
CAMBRIDGE SAVINGS BANK EAP PLAN
Fully insured468 covered·1 carrier
Primary: KGA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $7.5M | 86.2% | |
| Dental | $541K | 6.3% | |
| Short-term disability | $183K | 2.1% | |
| Long-term disability | $183K | 2.1% | |
| Life | $162K | 1.9% | |
| Vision | $66K | 0.8% | |
| Other | $63K | 0.7% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 042932021 | H | $7.5M | 88.0% | 1 | 1 | 274 |
EIN 046143185 | D | $541K | 6.4% | 1 | 1 | 899 |
EIN 042381280 | STDLTDOth | $224K | 2.6% | 1 | 4 | 448 |
EIN 060838648 | L | $162K | 1.9% | 1 | 1 | 475 |
EIN 061227840 | V | $66K | 0.8% | 1 | 1 | 305 |
EIN 122345678 | Oth | $22K | 0.3% | 1 | 1 | 482 |
Broker overview
7 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC | ATLANTA, GA | DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL, MASS GENERAL BRIGHAM HEALTH PLAN | $101K | $2K | $103K | 57.3% | 1 |
| CALIBER BENEFITS GROUP | BOSTON, MA | UNUM INSURANCE COMPANY | $24K | $818 | $25K | 13.9% | 1 |
| MASSACHUSETTS FINANCIAL SERVICES IN | BOSTON, MA | HARTFORD LIFE AND ACCIDENT | $19K | $753 | $20K | 10.9% | 1 |
| NEESENROLL | SUTTON, MA | UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY | $8K | $9K | $17K | 9.6% | 1 |
| CHRISTOPHER M. ALLEN | BOSTON, MA | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $1K | $8K | 4.2% | 1 |
| MASS FNCL SVCS INS AGCY INC | BOSTON, MA | VISION SERVICE PLAN | $5K | $0 | $5K | 2.6% | 1 |
| BRYAN LAMBERT, JR. | BOSTON, MA | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 1.5% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan