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Sponsor portfolioWelfare / HealthEIN 03-0179433
HOWARDCENTER, INC.
102 S. WINOOSKI AVENUE · BURLINGTON, VT 05401
8024886900
- Plans filed
- 7
- Years active
- 2015–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
1,271
No prior year
Total participants
977
No prior year
Plans filed
7
No prior year
Plans under this sponsor
7 plans
Plan #512$1.5M
HOWARDCENTER HEALTH & WELFARE PLAN
Mixed1,271 covered·4 carriers
Primary: DELTA DENTAL PLAN OF VERMONT, INC.
Plan #507$442K
HOWARD CENTER LIFE & DISABILITY PLAN
Fully insured1,114 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$422K
HOWARD CENTER DENTAL PLAN
Fully insured1,254 covered·1 carrier
Primary: DELTA DENTAL PLAN OF VERMONT, INC.
Plan #504$319K
HOWARD CENTER HEALTH PLAN
Self-funded1,383 covered·1 carrier
Primary: BCS FINANCIAL CORPORATION
Plan #511$7K
HOWARD CENTER PRE-PAID LEGAL PLAN
Fully insured52 covered·1 carrier
Primary: GUIDEONE MUTUAL INSURANCE COMPANY
Plan #505$0
HOWARDCENTER FLEXIBLE BENEFITS PLAN
Self-funded0 covered·0 carriers
Plan #510$0
HOWARDCENTER EMPLOYEE ASSISTANCE PROGRAM
Unknown0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $650K | 39.3% | |
| Short-term disability | $335K | 20.2% | |
| Long-term disability | $279K | 16.9% | |
| Other | $175K | 10.5% | |
| Life | $146K | 8.8% | |
| Vision | $70K | 4.3% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 360883760 | LSTDLTDOth | $760K | 50.3% | 1 | 3 | 1,019 |
EIN 030219391 | D | $650K | 43.1% | 1 | 1 | 1,271 |
EIN 430949844 | V | $70K | 4.7% | 1 | 1 | 870 |
EIN 421338303 | Oth | $29K | 1.9% | 1 | 1 | 258 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ACRISURE LLC | BURLINGTON, VT | RELIANCE STANDARD LIFE INSURANCE COMPANY, EYEMED VISION CARE | $38K | $0 | $38K | 50.2% | 1 |
| GROUP BENEFITS LTD | URBANDALE, IA | RELIANCE STANDARD LIFE INSURANCE COMPANY | $38K | $0 | $38K | 49.8% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan