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Sponsor portfolioWelfare / HealthEIN 02-0222930
LIGHTHOUSE FEDERAL CREDIT UNION
d/b/a LIGHTHOUSE CREDIT UNION
PO BOX 7400 · DOVER, NH 03821
6034229818
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$6.0M
No prior year
Persons covered
517
No prior year
Total participants
382
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$6.0M
LIGHTHOUSE CREDIT UNION HEALTH AND WELFARE PLAN
Mixed517 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #505$3.5M
HPHC HEALTH PLANS
Fully insured346 covered·3 carriers
Primary: HPHC INSURANCE COMPANY
Plan #508$304K
NORTHEAST CREDIT UNION GROUP LIFE/DISABILITY PLAN
Fully insured354 covered·2 carriers
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Vision | $5.7M | 31.4% | |
| Health | $5.7M | 31.2% | |
| Prescription drug | $5.7M | 31.2% | |
| Other | $299K | 1.6% | |
| Life | $282K | 1.5% | |
| Short-term disability | $282K | 1.5% | |
| Long-term disability | $282K | 1.5% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HRxV | $5.7M | 94.5% | 1 | 1 | 435 |
EIN 360883760 | LSTDLTDOth | $282K | 4.7% | 1 | 1 | 382 |
EIN 430949844 | V | $35K | 0.6% | 1 | 1 | 517 |
EIN 122345678 | Oth | $17K | 0.3% | 1 | 1 | 399 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CRONIN GERVINO & WARLICK INC | AUBURN, NH | RELIANCE STANDARD LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $33K | $186K | $219K | 89.3% | 1 |
| COMBINED SERVICES LLC | CONCORD, NH | RELIANCE STANDARD LIFE INSURANCE COMPANY | $14K | $4K | $18K | 7.3% | 1 |
| NFP INSURANCE SERVICES INC | AUSTIN, TX | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $5K | $5K | 2.0% | 1 |
| CGI EMPLOYEE BENEFITS GROUP | AUBURN, NH | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | $3K | $0 | $3K | 1.4% | 1 |
| GALLAGHER BENEFIT SERVICES, INC. | BOSTON, MA | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | $35 | $0 | $35 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan