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Sponsor portfolioWelfare / HealthEIN 01-0507032

CROSS FINANCIAL CORP

d/b/a CROSS INSURANCE
491 MAIN ST · BANGOR, ME 044016296
2079477345
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$19.3M
No prior year
Persons covered
1,699
No prior year
Total participants
1,118
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #502$19.3M
CROSS FINANCIAL CORP. WELFARE BENEFIT PLAN 2025
Fully insured1,699 covered·5 carriers
Primary: HPHC JOINT VENTURE UHG

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$17.0M82.8%
Life$996K4.8%
Dental$987K4.8%
Other$850K4.1%
Long-term disability$632K3.1%
Vision$85K0.4%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
HARVARD PILGRIM HEALTH CARE
EIN 043149694
H
$17.0M88.2%13738
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
LLTDOth
$1.2M6.3%151,446
DELTA DENTAL OF CALIFORNIA
EIN 010286541
D
$987K5.1%111,699
RED TREE INSURANCE COMPANY, INC.
EIN 270175911
V
$85K0.4%111,349

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CROSS INSURANCEBANGOR, MEHPHC JOINT VENTURE UHG, RED TREE INSURANCE COMPANY, INC, UNUM INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL PLAN OF MAINE$342K$61K$402K96.1%1
PLANSOURCE BENEFIT ADMINISTRATIONORLANDO, FLUNUM LIFE INSURANCE COMPANY OF AMERICA$9K$0$9K2.2%1
JAMES R NELLIGAN & ASSOCIATES LLCWALL, NJUNUM LIFE INSURANCE COMPANY OF AMERICA$6K$0$6K1.4%1
COMBINED INSURANCE SERVICES OF N FLCONCORD, NHRED TREE INSURANCE COMPANY, INC$1K$0$1K0.3%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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