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Sponsor portfolioWelfare / HealthEIN 01-0436133
MAINE COURSE HOSPITALITY GROUP
15 MAIN STREET, SUITE 210 · FREEPORT, ME 04032
2078656105
- Plans filed
- 4
- Years active
- 2016–2025
- Industry
- NAICS 72
- Latest filing
- 2025
Total premiums (latest)
$2.5M
No prior year
Persons covered
257
No prior year
Total participants
184
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #504$2.5M
MAINE COURSE HOSPITALITY GROUP SECTION 125 CAFETERIA PLAN
Fully insured257 covered·2 carriers
Primary: HARVARD PILGRIM HEALTH CARE
Plan #501$1.8M
MAINE COURSE HOSPITALITY GROUP MEDICAL PLAN
Fully insured192 covered·2 carriers
Primary: HPHC INSURANCE COMPANY
Plan #502$80K
MAINE COURSE HOSPITALITY GROUP DENTAL PLAN
Fully insured233 covered·1 carrier
Primary: DELTA DENTAL PLAN OF MAINE
Plan #503$65K
MAINE COURSE HOSPITALITY GROUP LIFE/LTD PLAN
Fully insured161 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Vision | $2.5M | 30.2% | |
| Health | $2.2M | 27.2% | |
| Prescription drug | $2.2M | 27.2% | |
| Dental | $255K | 3.1% | |
| Life | $255K | 3.1% | |
| Short-term disability | $255K | 3.1% | |
| Long-term disability | $255K | 3.1% | |
| Other | $255K | 3.1% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 042452600 | HRxV | $2.2M | 89.8% | 1 | 1 | 257 |
EIN 135123390 | DVLSTDLTDOth | $255K | 10.2% | 1 | 1 | 216 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| CGI EMPLOYEE BENEFITS GROUP | AUBURN, NH | HARVARD PILGRIM HEALTH CARE | $53K | $17K | $71K | 58.9% | 1 |
| CRONIN GERVINO & WARLICK INC | AUBURN, NH | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $23K | $11K | $34K | 28.3% | 1 |
| HPHC INSURANCE AGENCY, INC. | WELLESLEY HILLS, MA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $15K | $0 | $15K | 12.8% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan